Insurance Agency, Auto, Home, Business and Commercial, Davie, FL

Commercial Insurance Information

COMMERCIAL PROPERTY INSURANCE COVERAGE
The Commercial Property Insurance policy pays for direct physical loss or damage to covered property. The loss must occur at the premises listed and described on the Declarations and must result from the occurrence of a covered cause of loss. We will be sure to list all appropriate locations and descriptions on your commercial property insurance policy.

GENERAL LIABILITY INSURANCE
The General Liability Insurance policy pays when a person is injured because of your operations, services or products. The cost may be minor or run into the millions of dollars. Do you have sufficient assets to pay such a loss? And, if you do, should those assets be used in that manner? If not, the Commercial General Liability Insurance (CGL) Policy is designed to help protect your assets.

WHAT IS COVERED UNDER GENERAL LIABILITY INSURANCE?

● Bodily Injury and Property Damage which insures your legal obligations that arise from an accident, including the costs related to lawsuits and other legal proceedings. The limits of insurance on your General Liability Policy should be sufficient to handle serious injuries and the loss of earnings of the injured party.

● Personal and Advertising Injury insures your legal obligations that arise from an offense, including the costs related to lawsuits and other legal proceedings. The limits of insurance on your General Liability Insurance Policy should be sufficient to handle serious injuries and the loss of earnings of the injured party.

● Medical Payments coverage pays the cost of medical care to parties injured on your premises or due to your operations, regardless of fault.

COMERCIAL AUTO INSURANCE

WHAT IS COVERED UNDER COMMERCIAL AUTO INSURANCE? :

● Business Auto Liability coverage insures your legal obligations that arise from an accident, including lawsuits and their related costs.

● Business Auto Uninsured Motorist and Underinsured Motorist coverages protect you when you are involved in an accident caused by a driver who has no insurance or insurance with relatively low limits.

● Business Auto Physical Damage coverages (i.e. Comprehensive, Specific Causes of Loss, and Collision) insure your vehicle for direct damage.

● A Commercial Auto Insurance Policy may also include things like: Medical Payments and Towing Expense coverage as well as coverage for non-owned and/or hired autos.

WORKERS’ COMPENSATION & EMPLOYERS’ LIABILITY

WHAT IS COVERED UNDER WORKERS COMP INSURANCE?

● The Workers’ Compensation and Employers’ Liability Insurance covers your statutory liability under the state Workers Compensation laws for medical treatment for injuries and indemnity payments for employees disabled by accidents sustained on the job.

● Liability coverage for legal actions brought against you for bodily injuries to your employees that fall outside state Workers Compensation laws. Employers’ Liability Insurance responds to the employee's allegation of negligence by you, subject to certain policy terms, conditions and exclusions.

Member of REALTORS® COMMERCIAL ALLIANCE of GREATER FORT LAUDERDALE

Contact our Insurance Agency at (866) 518-4535 or (954) 436-5454 in Davie, Florida, to receive innovative Commercial Insurance quotes.

Serving all of Florida, specializing in Broward, Dade and Palm Beach Counties